Money protection
Read-only monitoring brings new payees, unusual transfers, duplicate charges, subscription changes, and spending spikes forward for review.
JEveryday Checking ••2048 · New payee
Why money protection matters
Older adults can face both targeted fraud and ordinary account changes that are easy to overlook. KinKeeper adds read-only context without replacing your bank.
New payees, wires, gift cards, duplicate charges, unusual ATM activity, and spending spikes can come forward with context.
See recurring charges together and notice new subscriptions or price increases.
Review 30-day activity, top categories, and open alerts without turning KinKeeper into a budgeting app.
Jordan's family A new recipient and an unusual amount made this transaction stand out.
People age 60+ submitted 201,266 complaints and reported $7.748 billion in losses to the FBI IC3 in 2025. Reports do not represent every incident.
View source: FBI 2025 Internet Crime ReportReported cybercrime losses among adults 60+ in 2025
The FBI reported an average loss of about $38,500 across complaints submitted by people age 60+ in 2025. Individual losses varied widely.
View source: FBI 2025 Internet Crime ReportAverage reported loss per complaint from an adult 60+
KinKeeper divided the FBI IC3’s reported 2025 losses from people age 60+ by all reported losses. Complaints are self-reported.
View source: KinKeeper analysis of FBI 2025 Internet Crime ReportOf reported U.S. cybercrime losses came from adults 60+
How it works
KinKeeper product screens use sample information for Jordan's family.
A new payee and an amount outside the usual pattern brought this forward.
Get started
Join the Money waitlist for product, pricing, and launch updates. When access opens, guided setup will keep each choice clear.
What to expect
Choose the bank and card activity KinKeeper can review. Connections cannot move money.
Keep new payees, transfers, duplicate charges, subscriptions, and spending changes in view.
See transaction volume, freshness, and signals together—then decide what happens next.
Free resources
Learn what to watch and how to respond without taking over.
Good questions
How read-only monitoring works and what an unusual-activity alert means.
No. Bank and card connections are read-only. KinKeeper can review activity and flag patterns, but it cannot move money.
It reviews supported connected accounts for signals such as new payees, wires and money transfers, gift-card or crypto purchases, duplicate charges, bank fees, unusual ATM activity, spending spikes, international activity, new subscriptions, and subscription price increases. Updates are periodic, not real-time.
KinKeeper organizes recurring charges and brings new subscriptions and price increases forward in Alerts. It does not currently cancel third-party subscriptions; the account owner decides what to change through the relevant service.
No. An alert is a question to review, not proof of fraud. The account owner decides whether to verify anything unfamiliar through the relevant bank or service.
A bank monitors the accounts it holds using its own rules. KinKeeper adds a read-only view across supported connected activity. It does not replace the bank.
Money
Connect supported accounts read-only, understand what changed, and decide what deserves a closer look.
Read-only · Details stay masked · You stay in control
Money Safety