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.night h2,.v4 .night h3,.v4 .night h4{color:#fff}.v4 .night .eyeb{color:var(--gold)}.v4 .night .sub{color:#b7c0d6}.v4 .wash{background:var(--paper)}.v4 .kk-hearth-wash{background:radial-gradient(120% 90% at 82% -10%,rgba(232,168,31,.12),transparent 55%),radial-gradient(90% 80% at 12% 8%,rgba(46,68,112,.06),transparent 60%),var(--paper)}.v4 h1,.v4 h2,.v4 h3,.v4 h4{color:var(--navy);font-family:var(--font-jakarta);letter-spacing:0}.v4 .display{font-size:clamp(2.5rem,5.4vw,3.75rem);font-weight:800;letter-spacing:0;line-height:1.05;margin:16px 0 20px;text-wrap:balance}.v4 .sect{font-size:clamp(1.8rem,3.4vw,2.35rem);font-weight:800;letter-spacing:0;line-height:1.1;margin:10px 0 0}.v4 .mid{font-size:1.5rem;font-weight:800;letter-spacing:0;line-height:1.22;margin:12px 0 0}.v4 .sub{font-size:1.06rem;color:var(--slate);font-weight:500;line-height:1.65;margin:12px 0 0}.v4 .sub b,.v4 .sub strong{color:var(--navy);font-weight:700}.v4 .lead{font-size:1.25rem;color:var(--navy);font-weight:500;line-height:1.55;margin:0}.v4 .eyeb{font-size:11px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--gold-deep);display:flex;align-items:center;gap:10px;margin:0}.v4 .eyeb:before{content:"";width:22px;height:2px;border-radius:2px;background:var(--gold)}.v4 .eyeb.center{justify-content:center}.v4 .script{font-family:var(--font-script);font-weight:600;color:var(--gold-deep);font-size:1.18em;letter-spacing:0;padding:0 .09em;margin:0 .02em;vertical-align:-.03em}.v4 .night .script,.v4 .script.on-dark{color:var(--soft-gold)}.v4 .risk{font-size:12.5px;color:#a9a28e;font-weight:600;display:inline-flex;align-items:center;gap:7px}.v4 .risk .ic{color:var(--moss)}.v4 .schead{max-width:680px;margin:0 auto 52px;text-align:center}.v4 .schead .eyeb{justify-content:center;margin-bottom:12px}.v4 .btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:inherit;font-weight:700;border:none;cursor:pointer;text-decoration:none;transition:transform .15s,box-shadow .2s;white-space:nowrap}.v4 .btn:hover{transform:translateY(-1px)}.v4 .btn.cta{background:linear-gradient(180deg,#F1BC44,var(--gold));color:var(--night);border-radius:14px;box-shadow:0 3px 12px #e8a81f47;padding:12px 22px;font-size:14px}.v4 .btn.cta:hover{box-shadow:0 8px 22px #e8a81f5c}.v4 .btn.ghost{background:#fff;border:1.5px solid var(--line);color:var(--navy);border-radius:14px;padding:12px 22px;font-size:14px}.v4 .btn.ghost:hover{box-shadow:var(--sh-hover)}.v4 .btn.ghostdark{background:#ffffff14;border:1.5px solid rgba(255,255,255,.25);color:#fff;border-radius:14px;padding:12px 22px;font-size:14px}.v4 .btn.big{font-size:15px;padding:16px 30px;border-radius:16px}.v4 .card{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--sh-card);transition:box-shadow .25s,transform .25s}.v4 .card.lift:hover{box-shadow:var(--sh-hover);transform:translateY(-3px)}.v4 .picon{width:44px;height:44px;border-radius:14px;display:flex;align-items:center;justify-content:center;background:var(--gold-tint);color:var(--gold-deep);flex:none}.v4 .picon.blue,.v4 .picon.tint-blue{background:var(--mist);color:var(--int)}.v4 .picon.tint-gold{background:var(--gold-tint);color:var(--gold-deep)}.v4 .picon.tint-ember{background:var(--ember-tint);color:var(--ember)}.v4 .picon.tint-moss{background:var(--moss-tint);color:var(--moss)}.v4 .tint-blue{background:var(--mist);color:var(--int)}.v4 .tint-gold{background:var(--gold-tint);color:var(--gold-deep)}.v4 .tint-ember{background:var(--ember-tint);color:var(--ember)}.v4 .tint-moss{background:var(--moss-tint);color:var(--moss)}.v4 .vig{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--sh-nav);padding:14px 16px;max-width:300px}.v4 .vig.static{box-shadow:var(--sh-hover)}.v4 .vig .vh{display:flex;align-items:center;gap:9px;margin-bottom:6px}.v4 .vig .dotic{width:30px;height:30px;border-radius:10px;display:flex;align-items:center;justify-content:center;flex:none}.v4 .vig b{font-size:12.5px}.v4 .vig .when{font-size:9.5px;color:#a9a28e;font-weight:700;margin-left:auto}.v4 .vig p{font-size:11px;color:var(--slate);font-weight:500;line-height:1.5;margin:0}.v4 .badge{font-size:9.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:3px 9px;border-radius:999px}.v4 .badge.soon{background:#f1ede1;color:#8a8368}.v4 .badge.free{background:var(--moss-tint);color:var(--moss)}.v4 .golink{font-size:14px;font-weight:700;color:var(--int);cursor:pointer;display:inline-flex;align-items:center;gap:6px;text-decoration:none}.v4 .golink:hover{gap:9px}.v4 .freelink{font-size:13px;font-weight:700;color:var(--moss);display:inline-flex;align-items:center;gap:6px;text-decoration:none}.v4 .worry{font-size:14px;font-weight:600;color:var(--ember);background:var(--ember-tint);border-radius:14px;padding:12px 16px;display:flex;gap:10px;align-items:flex-start;line-height:1.5}.v4 .worry b{font-weight:800}.v4 .pillhead{display:flex;align-items:center;gap:10px}.v4 .pillhead .picon{width:34px;height:34px;border-radius:11px}.v4 .pname{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--slate);display:inline-flex;align-items:center;gap:8px}.v4 .prose{color:var(--slate);font-family:var(--font-jakarta);font-size:1.02rem;line-height:1.78}.v4 .prose p{font-size:1.02rem;color:var(--slate);font-weight:500;line-height:1.78;margin:0 0 1.15rem}.v4 .prose p strong{color:var(--navy);font-weight:700}.v4 .prose a{color:var(--int);font-weight:600;text-decoration:none;border-bottom:1.5px solid rgba(46,68,112,.25)}.v4 .prose a:hover{border-bottom-color:var(--int)}.v4 .prose em{font-style:italic;color:var(--navy)}.v4 .prose h2{margin:2.75rem 0 .7rem;color:var(--navy);font-size:1.55rem;font-weight:800;line-height:1.25}.v4 .prose h3{margin:2rem 0 .55rem;color:var(--navy);font-size:1.18rem;font-weight:800;line-height:1.3}.v4 .prose ul,.v4 .prose ol{margin:1.1rem 0 1.4rem;padding-left:1.4rem;color:var(--slate)}.v4 .prose li+li{margin-top:.5rem}.v4 .prose blockquote{margin:1.8rem 0;padding:1rem 1.2rem;border-left:3px solid var(--gold);background:var(--gold-tint);color:var(--navy);font-style:normal}.v4 .prose table{border-color:var(--line);border-radius:8px;font-size:.9rem}.v4 .prose th,.v4 .prose td{border-color:var(--line)}.v4 .prose thead th{background:var(--paper);color:var(--navy);font-family:var(--font-jakarta);font-weight:700}.v4 .prose tbody tr:first-child td{background:#fff}.v4 .pullquote{border-left:3px solid var(--gold);padding:4px 0 4px 26px;margin:30px 0}.v4 .pullquote p{font-size:clamp(1.35rem,2.6vw,1.7rem);font-weight:700;letter-spacing:0;line-height:1.35;color:var(--navy);margin:0}.v4 .ctaband{position:relative;overflow:hidden;padding:84px 0;background:radial-gradient(60% 80% at 15% 100%,rgba(232,168,31,.18),transparent 60%),linear-gradient(120deg,var(--navy),#2E4470);color:#fff}.v4 .ctaband .halo{position:absolute;right:-70px;top:-70px;width:300px;height:300px;border-radius:50%;border:2px solid rgba(232,168,31,.4);opacity:.32}.v4 .ctaband h2{color:#fff;font-size:clamp(1.9rem,3.6vw,2.5rem);font-weight:800;letter-spacing:0;line-height:1.14;margin:0}.v4 .ctaband p{color:#c9d2e4;font-size:15.5px;font-weight:500;margin:14px auto 26px}.v4 .ctainner{text-align:center;max-width:680px}.v4 .ctarow{display:flex;gap:12px;flex-wrap:wrap;justify-content:center}.v4 .rv,.v4 .rv.in{opacity:1;transform:none;transition:none}@keyframes kk-floaty{0%,to{transform:translateY(0)}50%{transform:translateY(-9px)}}.v4 .float{animation:kk-floaty 7s ease-in-out infinite}.v4 .float.f2{animation-delay:-3.5s}@media (prefers-reduced-motion: reduce){.v4 .rv{opacity:1;transform:none;transition:none}.v4 .float{animation:none!important}}@media (max-width: 640px){.v4 .sec{padding:64px 0}}.skip-link{position:absolute;left:-9999px;top:0;background:var(--color-primary);color:#fff;padding:.75rem 1rem;z-index:100}.skip-link:focus{left:0}