.kkhdr[data-astro-cid-nen7h5rs]{z-index:60;font-family:var(--font-jakarta);position:sticky;top:0}.navwrap[data-astro-cid-nen7h5rs]{max-width:1240px;margin:0 auto;padding:22px 22px 14px}.pillnav[data-astro-cid-nen7h5rs]{border:1px solid var(--line);background:#fff;border-radius:24px;grid-template-columns:1fr auto 1fr;align-items:center;width:100%;min-height:68px;padding:9px 12px 9px 20px;display:grid;position:relative;box-shadow:0 8px 30px #22304f1f}.pillnav[data-astro-cid-nen7h5rs].minimal{display:flex}.brandlink[data-astro-cid-nen7h5rs]{justify-self:start;align-items:center;display:inline-flex}.brand-picture[data-astro-cid-nen7h5rs]{line-height:0;display:block}.brand-picture--mobile[data-astro-cid-nen7h5rs]{display:none}.brand-logo[data-astro-cid-nen7h5rs]{width:auto;height:25px;display:block}.brand-logo--mobile[data-astro-cid-nen7h5rs]{max-width:148px;height:24px}.desktop-primary[data-astro-cid-nen7h5rs]{justify-content:center;align-items:center;gap:4px;display:flex}.header-actions[data-astro-cid-nen7h5rs]{justify-content:flex-end;align-items:center;gap:8px;display:flex}.grow[data-astro-cid-nen7h5rs]{flex:1}.nl[data-astro-cid-nen7h5rs]{min-height:44px;color:var(--slate);font:inherit;cursor:pointer;background:0 0;border:0;border-radius:0;justify-content:center;align-items:center;gap:6px;padding:0 15px;font-size:14px;font-weight:700;text-decoration:none;display:inline-flex;position:relative}.nl[data-astro-cid-nen7h5rs]:after{background:var(--gold);opacity:0;content:"";border-radius:2px;height:2px;transition:opacity .15s,transform .15s;position:absolute;bottom:2px;left:15px;right:15px;transform:scaleX(.45)}.nl[data-astro-cid-nen7h5rs]:hover,.nl[data-astro-cid-nen7h5rs].open,.nl[data-astro-cid-nen7h5rs].current,.nl[data-astro-cid-nen7h5rs]:focus-visible{color:var(--navy)}.nl[data-astro-cid-nen7h5rs]:hover:after,.nl[data-astro-cid-nen7h5rs].open:after,.nl[data-astro-cid-nen7h5rs].current:after,.nl[data-astro-cid-nen7h5rs]:focus-visible:after{opacity:1;transform:scaleX(1)}.nl[data-astro-cid-nen7h5rs]:focus-visible{outline:3px solid var(--int);outline-offset:2px;box-shadow:0 0 0 4px #fff}.nl-dd[data-astro-cid-nen7h5rs]>svg{transition:transform .2s}.nl-dd[data-astro-cid-nen7h5rs].open>svg{transform:rotate(180deg)}.btn[data-astro-cid-nen7h5rs]{white-space:nowrap;border:0;justify-content:center;align-items:center;gap:8px;font-family:inherit;font-weight:700;text-decoration:none;transition:transform .15s,box-shadow .2s,background .2s;display:inline-flex}.btn[data-astro-cid-nen7h5rs]:hover{transform:translateY(-1px)}.btn[data-astro-cid-nen7h5rs].login{border:1.5px solid var(--line);color:var(--navy);background:#fff;border-radius:14px;padding:11px 18px;font-size:13.5px}.btn[data-astro-cid-nen7h5rs].login:hover{box-shadow:var(--sh-hover);border-color:#d9d0bc}.btn[data-astro-cid-nen7h5rs].cta{color:var(--night);background:linear-gradient(180deg, #f1bc44, var(--gold));border-radius:14px;padding:11px 20px;font-size:13.5px;box-shadow:0 3px 12px #e8a81f47}.btn[data-astro-cid-nen7h5rs].cta:hover{box-shadow:0 8px 22px #e8a81f5c}.mega[data-astro-cid-nen7h5rs]{z-index:61;border:1px solid var(--line);background:#fff;border-radius:8px;display:none;position:absolute;top:calc(100% + 12px);left:0;right:0;overflow:hidden;box-shadow:0 34px 80px #22304f33}.mega[data-astro-cid-nen7h5rs].open{animation:.18s megain;display:block}@keyframes megain{0%{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}.mega-main[data-astro-cid-nen7h5rs]{padding:24px 28px}.menu-kicker[data-astro-cid-nen7h5rs]{color:var(--navy);align-items:center;gap:10px;margin:0 0 18px;font-size:14px;font-weight:700;display:flex}.menu-kicker[data-astro-cid-nen7h5rs]:before{background:var(--gold);content:"";border-radius:2px;flex:none;width:24px;height:2px}.menu-grid[data-astro-cid-nen7h5rs]{grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;display:grid}.menu-card[data-astro-cid-nen7h5rs]{min-height:220px;color:var(--navy);border:1px solid #22304f1a;border-radius:8px;flex-direction:column;padding:20px;text-decoration:none;transition:transform .16s,box-shadow .16s;display:flex;position:relative;overflow:hidden}.menu-card[data-astro-cid-nen7h5rs]:hover{transform:translateY(-2px);box-shadow:0 12px 24px #22304f1a}.menu-card[data-astro-cid-nen7h5rs]:after{content:"";border:18px solid #22304f09;border-radius:50%;width:116px;height:116px;position:absolute;bottom:-45px;right:-34px}.pillar-wellbeing[data-astro-cid-nen7h5rs]{background:#eaf3f4}.pillar-privacy[data-astro-cid-nen7h5rs]{background:#eaf2e8}.pillar-money[data-astro-cid-nen7h5rs]{background:#fff0df}.pillar-identity[data-astro-cid-nen7h5rs]{background:#f0ebf5}.resource-courses[data-astro-cid-nen7h5rs]{background:#fff1ca}.resource-research[data-astro-cid-nen7h5rs]{background:#e9eff8}.resource-guides[data-astro-cid-nen7h5rs]{background:#e8f2ed}.resource-tools[data-astro-cid-nen7h5rs]{background:#f5eaf0}.menu-icon[data-astro-cid-nen7h5rs]{background:#ffffffb8;border:1px solid #22304f1f;border-radius:7px;justify-content:center;align-items:center;width:42px;height:42px;margin-bottom:20px;display:inline-flex}.menu-card[data-astro-cid-nen7h5rs] h2[data-astro-cid-nen7h5rs]{margin:0 0 8px;font-size:18px;line-height:1.25}.menu-card[data-astro-cid-nen7h5rs] p[data-astro-cid-nen7h5rs]{color:var(--slate);margin:0;font-size:13px;line-height:1.55}.card-link[data-astro-cid-nen7h5rs]{align-items:center;gap:7px;margin-top:auto;padding-top:17px;font-size:12px;font-weight:800;display:flex}.mega-utility[data-astro-cid-nen7h5rs]{border-top:1px solid var(--line);background:#fff;min-height:82px;display:grid}.platform-utility[data-astro-cid-nen7h5rs]{grid-template-columns:1fr 1fr auto;padding:0 16px}.resources-utility[data-astro-cid-nen7h5rs]{grid-template-columns:repeat(4,minmax(0,1fr))}.utility-link[data-astro-cid-nen7h5rs]{border-right:1px solid var(--line);min-width:0;color:var(--navy);align-items:center;gap:13px;padding:14px 18px;text-decoration:none;display:flex}.utility-link[data-astro-cid-nen7h5rs]:last-child{border-right:0}.utility-link[data-astro-cid-nen7h5rs]:hover b[data-astro-cid-nen7h5rs]{color:var(--int)}.utility-icon[data-astro-cid-nen7h5rs]{background:#fff;border:1px solid #22304f1f;border-radius:7px;flex:none;justify-content:center;align-items:center;width:38px;height:38px;display:inline-flex}.utility-link[data-astro-cid-nen7h5rs] span[data-astro-cid-nen7h5rs]:last-child{min-width:0}.utility-link[data-astro-cid-nen7h5rs] b[data-astro-cid-nen7h5rs],.utility-link[data-astro-cid-nen7h5rs] small[data-astro-cid-nen7h5rs]{display:block}.utility-link[data-astro-cid-nen7h5rs] b[data-astro-cid-nen7h5rs]{margin-bottom:3px;font-size:13px}.utility-link[data-astro-cid-nen7h5rs] small[data-astro-cid-nen7h5rs]{color:var(--slate);white-space:normal;font-size:11px;line-height:1.4}.utility-cta[data-astro-cid-nen7h5rs]{border:1px solid var(--gold);min-height:48px;color:var(--night);background:var(--gold);border-radius:7px;justify-content:center;align-self:center;align-items:center;margin-left:16px;padding:0 20px;font-size:13px;font-weight:800;text-decoration:none;display:inline-flex}.burger[data-astro-cid-nen7h5rs]{border:1.5px solid var(--line);cursor:pointer;background:#fff;border-radius:14px;flex-direction:column;justify-content:center;align-items:center;gap:4px;width:44px;height:44px;margin-left:auto;display:none}.burger[data-astro-cid-nen7h5rs] span[data-astro-cid-nen7h5rs]{background:var(--navy);border-radius:2px;width:19px;height:2px}.mobilemenu[data-astro-cid-nen7h5rs]{border:1px solid var(--line);max-width:640px;box-shadow:var(--sh-hover);background:#fff;border-radius:22px;margin:12px auto 0;padding:12px}.mobilemenu[data-astro-cid-nen7h5rs] details[data-astro-cid-nen7h5rs]{border-bottom:1px solid var(--line)}.mobilemenu[data-astro-cid-nen7h5rs] summary[data-astro-cid-nen7h5rs]{min-height:58px;color:var(--navy);cursor:pointer;justify-content:space-between;align-items:center;padding:0 12px;font-size:16px;font-weight:700;list-style:none;display:flex}.mobilemenu[data-astro-cid-nen7h5rs] summary[data-astro-cid-nen7h5rs]:focus-visible{outline:3px solid var(--int);outline-offset:-2px;box-shadow:none}.mobilemenu[data-astro-cid-nen7h5rs] summary[data-astro-cid-nen7h5rs]::-webkit-details-marker{display:none}.mobilemenu[data-astro-cid-nen7h5rs] details[data-astro-cid-nen7h5rs][open] summary[data-astro-cid-nen7h5rs]>svg{transform:rotate(180deg)}.mobile-links[data-astro-cid-nen7h5rs]{gap:7px;padding:0 0 14px;display:grid}.mobile-links[data-astro-cid-nen7h5rs] a[data-astro-cid-nen7h5rs],.mobile-primary-link[data-astro-cid-nen7h5rs]{min-height:50px;color:var(--navy);border-radius:8px;align-items:center;gap:10px;padding:10px 12px;font-size:14px;font-weight:650;text-decoration:none;display:flex}.mobile-links[data-astro-cid-nen7h5rs] a[data-astro-cid-nen7h5rs]{background:var(--paper);border:1px solid #22304f1a}.mobile-links[data-astro-cid-nen7h5rs] a[data-astro-cid-nen7h5rs]:hover,.mobile-primary-link[data-astro-cid-nen7h5rs]:hover{background:var(--paper)}.mobile-primary-link[data-astro-cid-nen7h5rs]{border-bottom:1px solid var(--line);border-radius:0}.mm-cta[data-astro-cid-nen7h5rs]{flex-direction:column;gap:10px;padding:14px 8px 6px;display:flex}.mm-cta[data-astro-cid-nen7h5rs] .btn[data-astro-cid-nen7h5rs]{border-radius:14px;width:100%;padding:15px;font-size:16px}@media (width<=1040px){.pillnav[data-astro-cid-nen7h5rs]:not(.minimal){display:flex}.pillnav[data-astro-cid-nen7h5rs]:not(.minimal) .desktop-primary[data-astro-cid-nen7h5rs],.pillnav[data-astro-cid-nen7h5rs]:not(.minimal) .header-actions[data-astro-cid-nen7h5rs],.pillnav[data-astro-cid-nen7h5rs]:not(.minimal) .mega[data-astro-cid-nen7h5rs],.brand-picture--desktop[data-astro-cid-nen7h5rs]{display:none}.brand-picture--mobile[data-astro-cid-nen7h5rs]{display:block}.burger[data-astro-cid-nen7h5rs]{display:flex}.navwrap[data-astro-cid-nen7h5rs]{max-width:100%;padding:14px 16px 10px}.mobilemenu[data-astro-cid-nen7h5rs]{overscroll-behavior:contain;max-width:none;max-height:calc(100dvh - 104px);margin:12px 16px 0;overflow-y:auto}}@media (prefers-reduced-motion:reduce){.nl[data-astro-cid-nen7h5rs]:after,.nl-dd[data-astro-cid-nen7h5rs]>svg,.btn[data-astro-cid-nen7h5rs],.menu-card[data-astro-cid-nen7h5rs]{transition:none}.mega[data-astro-cid-nen7h5rs].open{animation:none}}.kkftr[data-astro-cid-jo6i4kqk]{background:var(--night);color:#8e99b4;font-family:var(--font-jakarta);padding:56px 0 34px}.wrap[data-astro-cid-jo6i4kqk]{max-width:1240px;margin:0 auto;padding:0 22px}.in[data-astro-cid-jo6i4kqk]{flex-wrap:wrap;align-items:flex-start;gap:56px;display:flex}.brand[data-astro-cid-jo6i4kqk]{flex:300px;max-width:360px}.brand[data-astro-cid-jo6i4kqk] img[data-astro-cid-jo6i4kqk]{opacity:.95;width:auto;height:24px;display:block}.tag[data-astro-cid-jo6i4kqk]{color:#9aa6bf;margin:16px 0 0;font-size:13.5px;font-weight:500;line-height:1.6}.trust[data-astro-cid-jo6i4kqk]{flex-wrap:wrap;gap:14px 18px;margin-top:18px;display:flex}.trust[data-astro-cid-jo6i4kqk] span[data-astro-cid-jo6i4kqk]{color:#8e99b4;align-items:center;gap:7px;font-size:11px;font-weight:600;display:flex}.trust[data-astro-cid-jo6i4kqk] .ic{color:var(--gold)}.cols[data-astro-cid-jo6i4kqk]{flex:2 520px;grid-template-columns:repeat(4,1fr);gap:30px;display:grid}.fcol[data-astro-cid-jo6i4kqk]{flex-direction:column;display:flex}.fcol[data-astro-cid-jo6i4kqk] b[data-astro-cid-jo6i4kqk]{color:#c9d2e4;letter-spacing:.12em;text-transform:uppercase;margin-bottom:12px;font-size:11px;font-weight:700}.fcol[data-astro-cid-jo6i4kqk] a[data-astro-cid-jo6i4kqk]{color:#8e99b4;padding:7px 0;font-size:13px;font-weight:500;line-height:1;text-decoration:none}.fcol[data-astro-cid-jo6i4kqk] a[data-astro-cid-jo6i4kqk]:hover{color:#fff}.botbar[data-astro-cid-jo6i4kqk]{border-top:1px solid #ffffff14;flex-wrap:wrap;justify-content:space-between;gap:16px;margin-top:44px;padding-top:22px;display:flex}.legal[data-astro-cid-jo6i4kqk],.addr[data-astro-cid-jo6i4kqk]{color:#9aa6bf;margin:0;font-size:12.5px;font-style:normal;font-weight:500}@media (width<=860px){.cols[data-astro-cid-jo6i4kqk]{grid-template-columns:1fr 1fr;gap:26px 30px}}@media (width<=520px){.cols[data-astro-cid-jo6i4kqk]{grid-template-columns:1fr;gap:24px}.fcol[data-astro-cid-jo6i4kqk] a[data-astro-cid-jo6i4kqk]{align-items:center;min-height:44px;padding:9px 0;display:flex}.kkftr[data-astro-cid-jo6i4kqk] .wrap[data-astro-cid-jo6i4kqk]{padding:0 22px}}@font-face{font-family:Plus Jakarta Sans;src:url(/fonts/plus-jakarta-sans.woff2)format("woff2");font-style:normal;font-weight:200 800;font-display:swap}@font-face{font-family:Caveat;src:url(/fonts/caveat-600.woff2)format("woff2");font-style:normal;font-weight:600;font-display:swap}:root{--blue:#22304f;--gold:#e8a81f;--deep:#2e4470;--soft-gold:#ffd36b;--ink:#22304f;--cream:#f7f2e9;--offwhite:#f7f2e9;--blue-wash:#e8edf6;--hero-top:#f7f2e9;--hero-bg:#f7f2e9;--gold-wash:#faefd6;--white:#fff;--color-bg:#f7f2e9;--color-surface:var(--white);--color-text:var(--ink);--color-muted:#546277;--color-primary:var(--blue);--color-primary-dark:var(--deep);--color-accent:var(--gold);--color-border:#e6ebf4;--warm-line:#ece6d8;--font-body:"Plus Jakarta Sans", -apple-system, system-ui, sans-serif;--font-heading:"Plus Jakarta Sans", -apple-system, system-ui, sans-serif;--font-script:"Caveat", cursive;--maxw:1240px;--maxw-nav:1400px;--radius:20px;--shadow:0 24px 50px -28px #1f54e059;--navy:#22304f;--int:#2e4470;--paper:#f7f2e9;--gold-deep:#8f6314;--muted-warm:#6a6455;--mist:#e8edf6;--sand:#e9e2d4;--slate:#535c71;--night:#121a2e;--moss:#2f6b4c;--moss-tint:#e7f0e8;--ember:#a03d26;--ember-tint:#f8e9e2;--gold-tint:#faefd6;--line:#ebe4d4;--sh-card:0 1px 2px #4034160d;--sh-hover:0 16px 38px #40341621;--sh-nav:0 12px 38px #22304f1f;--font-jakarta:"Plus Jakarta Sans", -apple-system, system-ui, sans-serif}*{box-sizing:border-box}svg.ic{flex:none;display:block}html{scroll-behavior:smooth;scroll-padding-top:7rem}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}body{background:var(--color-bg);color:var(--color-text);font-family:var(--font-body);-webkit-font-smoothing:antialiased;font-synthesis:none;margin:0;font-size:16px;font-weight:400;line-height:1.6}body:before{display:none}:where(a,button,input,select,textarea,summary,[tabindex]):focus-visible{outline:3px solid var(--int);outline-offset:3px;box-shadow:0 0 0 5px #fff}h1,h2,h3,h4{font-family:var(--font-heading);letter-spacing:0;color:var(--ink);font-weight:600;line-height:1.15}h1{font-size:clamp(1.9rem,4.5vw,3.2rem);font-weight:600}h2{font-size:clamp(1.4rem,3.1vw,2.2rem)}h3{font-size:1.15rem;font-weight:500}a{color:var(--deep)}p{color:var(--color-text)}.script{font-family:var(--font-script);color:var(--gold-deep);letter-spacing:0;font-weight:600}@media (forced-colors:active){:where(a,button,input,select,textarea,summary,[tabindex]):focus-visible{box-shadow:none;outline:3px solid highlight}}.cta-box{text-align:center;background:var(--color-surface);border:1px solid var(--warm-line);border-radius:var(--radius);margin:2.5rem 0;padding:2.25rem 2rem;box-shadow:0 16px 36px -22px #1f2d4038}.cta-box__title{color:var(--deep);margin:0 0 .5rem;font-size:1.4rem}.cta-box__sub{color:var(--color-muted);max-width:480px;margin:0 auto 1.4rem}.cta-box__btn{align-items:center;gap:.5rem;display:inline-flex}.cta-box__btn svg{width:20px;height:20px}.cta-box__arrow{display:inline-block}.prose table{border-collapse:collapse;border:1px solid #1f54e038;border-radius:14px;width:100%;margin:2.25rem 0;font-size:.92rem;display:block;overflow-x:auto}.prose th,.prose td{text-align:left;vertical-align:middle;border-bottom:1px solid #1f54e029;padding:.95rem 1.1rem;line-height:1.45}.prose th:not(:last-child),.prose td:not(:last-child){border-right:1px solid #1f54e029}.prose thead th{background:var(--blue-wash);font-family:var(--font-heading);color:var(--ink);white-space:nowrap;font-weight:600}.prose tbody tr:last-child td{border-bottom:none}.prose tbody td:first-child{color:var(--ink);font-weight:600}.prose tbody tr:first-child td{background:#1f54e00d}.prose td a{color:var(--deep);font-weight:600;text-decoration:none}.prose td a:hover{text-decoration:underline}.cost-box{background:var(--color-surface);border:2px solid var(--blue);border-radius:var(--radius);text-align:center;max-width:920px;margin:2.75rem auto 0;padding:2rem;box-shadow:0 18px 44px -24px #1f54e066}.cost-box__label{font-family:var(--font-heading);letter-spacing:.12em;text-transform:uppercase;color:#fff;background:var(--blue);border-radius:999px;padding:.3rem .9rem;font-size:.72rem;font-weight:600;display:inline-block}.cost-box__title{margin:.85rem 0 .5rem}.cost-box__copy{color:var(--color-muted);max-width:620px;margin:0 auto 1.5rem}.cost-box--grey{border:1px solid var(--warm-line);box-shadow:none}.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 1.25rem}.section{padding:4.5rem 0}.section--tight{padding:2.5rem 0}main>.section:first-child{padding-top:2.25rem}main>.section--tight:first-child{padding-top:1.25rem}.muted{color:var(--color-muted)}.center{text-align:center}.btn{font-family:var(--font-heading);cursor:pointer;border:2px solid #0000;border-radius:14px;padding:.85rem 1.7rem;font-size:.95rem;font-weight:600;text-decoration:none;transition:transform .15s,background .15s,box-shadow .15s;display:inline-block}.btn:active{transform:translateY(1px)}.btn--primary{background:var(--blue);color:#fff;box-shadow:0 12px 26px -12px #1f54e099}.btn--primary:hover{background:var(--deep);transform:translateY(-1px)}.btn--ghost{color:var(--deep);border-color:var(--blue);background:0 0}.btn--ghost:hover{background:#1f54e014}.card{background:var(--color-surface);border:1px solid var(--warm-line);border-radius:var(--radius);padding:1.85rem;box-shadow:0 12px 28px -18px #1f2d4033}.grid{gap:1.5rem;display:grid}@media (width>=720px){.grid--3{grid-template-columns:repeat(3,1fr)}.grid--2{grid-template-columns:repeat(2,1fr)}}.field{margin-bottom:1.1rem}.field label{font-family:var(--font-heading);margin-bottom:.35rem;font-weight:600;display:block}.field input,.field textarea,.field select{width:100%;font-size:.95rem;font-family:var(--font-body);border:1px solid var(--color-border);color:var(--ink);background:#fff;border-radius:12px;padding:.8rem .95rem}.field input:focus,.field textarea:focus,.field select:focus{outline:2px solid var(--blue);border-color:var(--blue)}.prose{color:var(--ink);font-size:1rem;line-height:1.75}.prose>*+*{margin-top:1.25rem}.prose h2{color:var(--ink);margin-top:2.5rem;margin-bottom:.25rem;font-size:1.4rem}.prose h3{color:var(--deep);margin-top:1.75rem;margin-bottom:.25rem;font-size:1.1rem}.prose a{color:var(--deep);text-underline-offset:2px;text-decoration:underline}.prose ul,.prose ol{padding-left:1.4rem}.prose li+li{margin-top:.4rem}.prose blockquote{border-left:4px solid var(--gold);color:var(--color-muted);margin:1.5rem 0;padding:.5rem 1.25rem;font-style:italic}.prose img{border-radius:var(--radius);max-width:100%;height:auto}.prose code{background:var(--color-surface);border:1px solid var(--color-border);border-radius:6px;padding:.1rem .35rem;font-size:.92em}.prose hr{border:none;border-top:1px solid var(--color-border);margin:2.5rem 0}body.revamp{background:var(--paper)}body.revamp:before{display:none}.photo{background-color:var(--sand);background-position:50%;background-size:cover}.ph-fallback{display:none!important}.v4{font-family:var(--font-jakarta);color:var(--navy)}.v4 *,.v4 :before,.v4 :after{box-sizing:border-box}.v4 .wrap{max-width:1240px;margin:0 auto;padding:0 22px}.v4 .wrap.narrow{max-width:780px}.v4 .sec{padding:96px 0}.v4 .sec.tight{padding:64px 0}.v4 .white{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}.v4 .mist{background:var(--mist)}.v4 .night{background:var(--night);color:#e4e9f2}.v4 .night h1,.v4 .night h2,.v4 .night h3,.v4 .night h4{color:#fff}.v4 .night .eyeb{color:var(--gold)}.v4 .night .sub{color:#b7c0d6}.v4 .wash{background:var(--paper)}.v4 .kk-hearth-wash{background:radial-gradient(120% 90% at 82% -10%, #e8a81f1f, transparent 55%), radial-gradient(90% 80% at 12% 8%, #2e44700f, transparent 60%), var(--paper)}.v4 h1,.v4 h2,.v4 h3,.v4 h4{color:var(--navy);font-family:var(--font-jakarta);letter-spacing:0}.v4 .display{letter-spacing:0;text-wrap:balance;margin:16px 0 20px;font-size:clamp(2.5rem,5.4vw,3.75rem);font-weight:800;line-height:1.05}.v4 .sect{letter-spacing:0;margin:10px 0 0;font-size:clamp(1.8rem,3.4vw,2.35rem);font-weight:800;line-height:1.1}.v4 .mid{letter-spacing:0;margin:12px 0 0;font-size:1.5rem;font-weight:800;line-height:1.22}.v4 .sub{color:var(--slate);margin:12px 0 0;font-size:1.06rem;font-weight:500;line-height:1.65}.v4 .sub b,.v4 .sub strong{color:var(--navy);font-weight:700}.v4 .lead{color:var(--navy);margin:0;font-size:1.25rem;font-weight:500;line-height:1.55}.v4 .eyeb{letter-spacing:.15em;text-transform:uppercase;color:var(--gold-deep);align-items:center;gap:10px;margin:0;font-size:11px;font-weight:700;display:flex}.v4 .eyeb:before{content:"";background:var(--gold);border-radius:2px;width:22px;height:2px}.v4 .eyeb.center{justify-content:center}.v4 .eyeb.center:after{content:"";background:var(--gold);border-radius:2px;width:22px;height:2px}.v4 .script{font-family:var(--font-script);color:var(--gold-deep);letter-spacing:0;vertical-align:-.03em;margin:0 .02em;padding:0 .09em;font-size:1.18em;font-weight:600}.v4 .night .script,.v4 .script.on-dark{color:var(--soft-gold)}.v4 .risk{color:var(--muted-warm);align-items:center;gap:7px;font-size:14px;font-weight:600;display:inline-flex}.v4 .risk .ic{color:var(--moss)}.v4 .schead{text-align:center;max-width:680px;margin:0 auto 52px}.v4 .schead .eyeb{justify-content:center;margin-bottom:12px}.v4 .schead .eyeb:not(.center):after{content:"";background:var(--gold);border-radius:2px;width:22px;height:2px}.v4 .btn{cursor:pointer;white-space:nowrap;border:none;justify-content:center;align-items:center;gap:9px;font-family:inherit;font-weight:700;text-decoration:none;transition:transform .15s,box-shadow .2s;display:inline-flex}.v4 .btn:hover{transform:translateY(-1px)}.v4 .btn.cta{background:linear-gradient(180deg,#f1bc44,var(--gold));color:var(--night);border-radius:14px;padding:12px 22px;font-size:14px;box-shadow:0 3px 12px #e8a81f47}.v4 .btn.cta:hover{box-shadow:0 8px 22px #e8a81f5c}.v4 .btn.ghost{border:1.5px solid var(--line);color:var(--navy);background:#fff;border-radius:14px;padding:12px 22px;font-size:14px}.v4 .btn.ghost:hover{box-shadow:var(--sh-hover)}.v4 .btn.ghostdark{color:#fff;background:#ffffff14;border:1.5px solid #ffffff40;border-radius:14px;padding:12px 22px;font-size:14px}.v4 .btn.big{border-radius:16px;padding:16px 30px;font-size:15px}.v4 .card{border:1px solid var(--line);box-shadow:var(--sh-card);background:#fff;border-radius:20px;transition:box-shadow .25s,transform .25s}.v4 .card.lift:hover{box-shadow:var(--sh-hover);transform:translateY(-3px)}.v4 .picon{background:var(--gold-tint);width:44px;height:44px;color:var(--gold-deep);border-radius:14px;flex:none;justify-content:center;align-items:center;display:flex}.v4 .picon.blue,.v4 .picon.tint-blue{background:var(--mist);color:var(--int)}.v4 .picon.tint-gold{background:var(--gold-tint);color:var(--gold-deep)}.v4 .picon.tint-ember{background:var(--ember-tint);color:var(--ember)}.v4 .picon.tint-moss{background:var(--moss-tint);color:var(--moss)}.v4 .tint-blue{background:var(--mist);color:var(--int)}.v4 .tint-gold{background:var(--gold-tint);color:var(--gold-deep)}.v4 .tint-ember{background:var(--ember-tint);color:var(--ember)}.v4 .tint-moss{background:var(--moss-tint);color:var(--moss)}.v4 .vig{border:1px solid var(--line);box-shadow:var(--sh-nav);background:#fff;border-radius:18px;max-width:300px;padding:14px 16px}.v4 .vig.static{box-shadow:var(--sh-hover)}.v4 .vig .vh{align-items:center;gap:9px;margin-bottom:6px;display:flex}.v4 .vig .dotic{border-radius:10px;flex:none;justify-content:center;align-items:center;width:30px;height:30px;display:flex}.v4 .vig b{font-size:12.5px}.v4 .vig .when{color:var(--muted-warm);margin-left:auto;font-size:12px;font-weight:700}.v4 .vig p{color:var(--slate);margin:0;font-size:14px;font-weight:500;line-height:1.5}.v4 .badge{letter-spacing:.06em;text-transform:uppercase;border-radius:999px;padding:4px 9px;font-size:12px;font-weight:700}.v4 .badge.soon{color:#8a8368;background:#f1ede1}.v4 .badge.free{background:var(--moss-tint);color:var(--moss)}.v4 .golink{color:var(--int);cursor:pointer;align-items:center;gap:6px;font-size:14px;font-weight:700;text-decoration:none;display:inline-flex}.v4 .golink:hover{gap:9px}.v4 .freelink{color:var(--moss);align-items:center;gap:6px;font-size:13px;font-weight:700;text-decoration:none;display:inline-flex}.v4 .worry{color:var(--ember);background:var(--ember-tint);border-radius:14px;align-items:flex-start;gap:10px;padding:12px 16px;font-size:14px;font-weight:600;line-height:1.5;display:flex}.v4 .worry b{font-weight:800}.v4 .pillhead{align-items:center;gap:10px;display:flex}.v4 .pillhead .picon{border-radius:11px;width:34px;height:34px}.v4 .pname{letter-spacing:.1em;text-transform:uppercase;color:var(--slate);align-items:center;gap:8px;font-size:12px;font-weight:700;display:inline-flex}.v4 .prose{color:var(--slate);font-family:var(--font-jakarta);font-size:1.02rem;line-height:1.78}.v4 .prose p{color:var(--slate);margin:0 0 1.15rem;font-size:1.02rem;font-weight:500;line-height:1.78}.v4 .prose p strong{color:var(--navy);font-weight:700}.v4 .prose a{color:var(--int);border-bottom:1.5px solid #2e447040;font-weight:600;text-decoration:none}.v4 .prose a:hover{border-bottom-color:var(--int)}.v4 .prose em{color:var(--navy);font-style:italic}.v4 .prose h2{color:var(--navy);margin:2.75rem 0 .7rem;font-size:1.55rem;font-weight:800;line-height:1.25}.v4 .prose h3{color:var(--navy);margin:2rem 0 .55rem;font-size:1.18rem;font-weight:800;line-height:1.3}.v4 .prose ul,.v4 .prose ol{color:var(--slate);margin:1.1rem 0 1.4rem;padding-left:1.4rem}.v4 .prose li+li{margin-top:.5rem}.v4 .prose blockquote{border-left:3px solid var(--gold);background:var(--gold-tint);color:var(--navy);margin:1.8rem 0;padding:1rem 1.2rem;font-style:normal}.v4 .prose table{border-color:var(--line);border-radius:8px;font-size:.9rem}.v4 .prose th,.v4 .prose td{border-color:var(--line)}.v4 .prose thead th{background:var(--paper);color:var(--navy);font-family:var(--font-jakarta);font-weight:700}.v4 .prose tbody tr:first-child td{background:#fff}.v4 .pullquote{border-left:3px solid var(--gold);margin:30px 0;padding:4px 0 4px 26px}.v4 .pullquote p{letter-spacing:0;color:var(--navy);margin:0;font-size:clamp(1.35rem,2.6vw,1.7rem);font-weight:700;line-height:1.35}.v4 .ctaband{background:radial-gradient(60% 80% at 15% 100%, #e8a81f2e, transparent 60%), linear-gradient(120deg,var(--navy),#2e4470);color:#fff;padding:84px 0;position:relative;overflow:hidden}.v4 .ctaband .halo{opacity:.32;border:2px solid #e8a81f66;border-radius:50%;width:300px;height:300px;position:absolute;top:-70px;right:-70px}.v4 .ctaband h2{color:#fff;letter-spacing:0;margin:0;font-size:clamp(1.9rem,3.6vw,2.5rem);font-weight:800;line-height:1.14}.v4 .ctaband p{color:#c9d2e4;margin:14px auto 26px;font-size:15.5px;font-weight:500}.v4 .ctainner{text-align:center;max-width:680px}.v4 .ctarow{flex-wrap:wrap;justify-content:center;gap:12px;display:flex}.v4 .rv,.v4 .rv.in{opacity:1;transition:none;transform:none}@keyframes kk-floaty{0%,to{transform:translateY(0)}50%{transform:translateY(-9px)}}.v4 .float{animation:7s ease-in-out infinite kk-floaty}.v4 .float.f2{animation-delay:-3.5s}@media (prefers-reduced-motion:reduce){.v4 .rv{opacity:1;transition:none;transform:none}.v4 .float{animation:none!important}}@media (width<=640px){.v4 .sec{padding:64px 0}}.skip-link{background:var(--color-primary);color:#fff;z-index:100;padding:.75rem 1rem;position:absolute;top:0;left:-9999px}.skip-link:focus{left:0}